Motor Insurance

PSV Motor Vehicle
Comprehensive Cover

Protect your public service vehicle with comprehensive insurance from Kenya's leading PSV insurers. Get instant quotes, compare premiums, and download your policy — all online.

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Comprehensive Cover

What Your PSV Motor Insurance Covers

Our comprehensive PSV motor vehicle policy includes the following benefits and limits designed for public service vehicles.

Windscreen / Glass Cover

Cover for windscreen and window glass damage up to Kshs. 50,000 (Sanlam), Kshs. 75,000 (GA) or Kshs. 30,000 (Definite).

Passenger Liability

Passenger legal liability cover up to Kshs. 3,000,000 per person and Kshs. 20,000,000 per event.

Towing & Recovery

Towing and recovery expenses after an accident covered up to Kshs. 50,000 (Sanlam), Kshs. 75,000 (GA) or Kshs. 50,000 (Definite).

Medical Expenses

Emergency medical cover for occupants up to Kshs. 50,000 (Sanlam & GA) or Kshs. 30,000 (Definite).

Authorized Repair

Repair authority cover up to Kshs. 50,000 (Sanlam & Definite) or Kshs. 100,000 (GA).

PLL (Passenger Legal Liability)

Passenger legal liability calculated at Kshs. 500 per passenger seat across all PSV insurers.

Key Rates

PSV Premium Rates at a Glance

Understanding the key rates that determine your PSV comprehensive motor vehicle premium.

Premium Rate (Sanlam)
6.5%
of vehicle value, min premium Kshs. 75,000, inclusive of PVT. Includes Excess Protector.
Premium Rate (GA)
7.5%
of vehicle value, min premium Kshs. 35,000 basic. PVT at 0.5% min Kshs. 5,000.
Premium Rate (Definite)
5.5%
of vehicle value, min premium Kshs. 37,500. PVT at 0.45% min Kshs. 3,500.
PLL Per Passenger
Kshs. 500
Passenger Legal Liability per passenger seat, charged across all PSV insurers.
Our Insurers

Compare PSV Insurers

Choose from Kenya's leading PSV insurance companies. Compare their rates and benefits side by side.

Sanlam Allianz

6.5%
PSV Premium Rate
  • Comprehensive PSV cover
  • Passenger liability included
  • PLL charged per passenger
  • Towing & medical cover
  • Third party liability
Get Quote →

GA Insurance Ltd

7.5%
PSV Premium Rate
  • Comprehensive PSV cover
  • Passenger liability included
  • PLL charged per passenger
  • Towing & medical cover
  • Third party liability
Get Quote →

Definite Assurance

5.5%
PSV Premium Rate
  • Comprehensive PSV cover
  • Passenger liability included
  • PLL charged per passenger
  • Towing & medical cover
  • Third party liability
Get Quote →
How It Works

Get Your PSV Motor Quote in 5 Simple Steps

Follow these steps to receive your comprehensive PSV motor vehicle quotation.

1

Enter Personal Details

Input your name, contact information and ID/KRA PIN for the PSV owner or operator.

2

Add Vehicle Details

Provide the PSV's make, model, seating capacity, registration and vehicle value.

3

Generate Quotation

Our system generates a comprehensive PSV cover quotation instantly.

4

Compare Insurers

View and compare PSV premiums from all leading underwriters side by side.

5

Download & Proceed

Download your preferred PSV quotation and proceed to request for a sticker.

Ready to Insure Your PSV?

Get your instant comprehensive PSV motor vehicle insurance quote today. It takes just a few minutes.

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Contact Us

Have Questions About PSV Motor Cover?

Get in touch with our team for personalised assistance with your PSV motor insurance needs.

Get In Touch

Our team is ready to help you with any questions about PSV motor vehicle comprehensive insurance. Reach out via phone, email, or visit our office.

+254 (0) 20 123 4567
info@micglobalrisks.com
6th Floor, 9 West, Ring Road Parklands, Nairobi